Terms and conditions of use
Please review these terms carefully before using our website or subscribing to our service. By accessing this site, you agree to these terms and our policies.
September 28, 2025
Acceptance of terms
By using this website and subscribing to our service, you acknowledge and accept these terms and all related policies, which may be updated from time to time. Continued use constitutes acceptance of any changes.
Definitions
Key terms used in these conditions are defined as follows:
"Service" refers to our subscription-based financial planning and related support.
"Subscriber" means any individual or entity who has an active monthly subscription.
"Website" means melousyvos.com and associated pages operated by us.
"Advisor" denotes our authorised professional team member.
Service usage and access
Subscribers must use the service as described, comply with all applicable laws, and not misuse website content or access rights.
Eligibility
You must be at least 18 years of age and reside in Australia to use our services. Proof of eligibility may be required.
Service is not offered outside Australia.
User responsibilities
Subscribers must provide accurate details and keep information current at all times.
Prohibited activities
The following uses of our website or services are strictly prohibited:
Intellectual property rights
All content on this website, including text, graphics, and branding, is owned by us or licensed for use. You may not copy, reproduce, or distribute any material without written permission.
User submissions and feedback
You may submit feedback or questions, but we are not obligated to use or respond to any submission.
Your rights to submissions
By providing content, you grant us a non-exclusive right to use it for service improvement, without compensation.
Privacy and data protection
Your use of the service is subject to our privacy policy, which details data collection, use, and your rights. We are committed to lawful, transparent data practices.
Privacy policyDisclaimers and limitations
All information and services are provided as is, without warranty or assurance of specific results.
Important notice on results
Results may vary depending on personal circumstances and market factors.
Limitation of liability and damages
We are not liable for any loss or damages resulting from use of our website, services, or information.
Indemnification
You agree to indemnify us against any claims arising from your use of the site or services.
Dispute resolution and arbitration
We seek to resolve disputes fairly and efficiently with our subscribers.
Arbitration
Any unresolved disputes may be referred to binding arbitration in Australia.
Legal rights and remedies under Australian law remain unaffected.
Online dispute resolution options
Australians can access free or low-cost dispute resolution services. Visit our contact page for more.
Contact support for ODRSeverability
If any term is unenforceable, the rest remain in effect.
Entire agreement
These terms, together with related policies, form the complete agreement between you and us.
Governing law and jurisdiction
These terms are governed by Australian law. Local laws may apply to some users.
Termination
We may suspend or terminate your subscription for breach of these terms or law. You may cancel at any time with notice.
Modifications
We may update these terms as needed. Continued use after changes indicates acceptance.
Contact our office for questions
For questions about these terms, contact us using the details below.
Email address: content@melousyvos.com
Phone: +61 3 0926 5882
Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia
Effective date: September 28, 2025
Version: 3